What the heck does a Senior individual do to make sure they will have someone oversee their needs when the time comes?

[MLAA]

6. I recently asked a trusted, un-related young person that I have known for 5 years to be my 'professional/hired' nephew.

He had previously agreed to be the executor of my will and my husband’s if my husband who is much older than I am should I unexpectedly go first. We updated our wills to reflect this and leave him a very generous fee. While we have 3 nephews, I wouldn’t trust any of them to have my medical or financial power of attorney, help me select a very good assisted living place or to check on me a couple of times a week (hourly payment for the checks and any errands) to make sure I’m well treated. So I asked the young man if he wanted to be a ‘hired nephew’. He agreed. We will change our wills to leave him a significant inheritance and I’m also planning to give him a bonus when I move into assisted living and sell our home, though I haven’t told him about this extra benefit.

So, bottom line, we will be reducing the inheritances of our existing heirs (nephews, we have no children) to fund this. I’m not quite sure yet how I’ll handle any financial power of attorney guardrails.

PS: I know of a widowed senior man with no children who made a similar arrangement with a non-related friend who is much younger. Apparently the younger man will inherit his home and any other assets at his passing.