I'm nearing the magic age of 65..... please share your Medicare knowledge and experiences

[jmbar2]

6. None of the dental plans are worth a darn

according to my trusted dentist.

The amount they pay doesn't cover much of the cost, compared to the premiums. Plus they have a lot of waiting periods, deductibles, etc.

Dental care as you get older is a major expense. Set up a special retirement fund just for these expenses. Estimate worst case scenario - getting crowns replaced, dentures, implants, and budget for it ahead of time.

In my case, I spent $5,000 on a root canal and crown replacement - one tooth! The insurance would not have covered it.