Ugh. Open enrollment.

[IbogaProject]

9. To switch back to non advantage medicare

You have to pay all your missed years of medigap premiums, if you can get that coverage. If your medicare advantage is part of a retiree package it might be easier. Medicare only covers 80% and the doctors can't wave the 20%. And medicare doesn't include precriptions.

https://www.latimes.com/business/story/2024-03-16/when-you-want-to-leave-your-medicare-advantage-plan-but-feel-stuck#:~:text=Returning%20to%20Original%20Medicare%20from,to%20get%20a%20Medigap%20plan.&text=About%20half%20of%20Medicare%20Advantage,University%20School%20of%20Public%20Health.