Liability insurance is not an answer

[branford]

44. Your certainly might not like it,

but firearms are indeed "special." Unlike cars, homes or virtually all other consumer products, firearm ownership and use is expressly protected by the Constitution, and any regulation of the right must survive enhanced, if not strict, constitutional scrutiny, an exceptionally high standard.

You may believe that firearms should not be thus protected, but unless and until the Second Amendment (and all its state analogs) is repealed, this is the reality, your militia jibes notwithstanding.