Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

progree

(11,463 posts)
7. I have trouble with cash payments - actually I prefer to pay cash, but
Thu Jul 4, 2024, 02:48 AM
Jul 2024

Last edited Thu Jul 4, 2024, 11:44 AM - Edit history (2)

but my local ATM only spits out $100's. At fast food places, if I pay with a $100, they blanche and disappear with the $100 to some back room for awhile like they had to discuss this first with Janet Yellen and Jerome Powell at the Federal Reserve or something. Even $50's. But I have to break $100's somehow.

I read articles about how stores don't like $50's and $100's, and some won't accept them.

So tired of this shit.

So I just pull out my credit card and let the store eat the damn 3% or whatever swipe fee. And some stores like that - it's much quicker for the store (and me) if I just hold up the card to the card reader for a second than to piddle around with greenbacks and coins.

But some are charging extra for card payments, sigh.

Edited to add: Oh, most self-checkout are no-cash, card-only, in my experience /End Edit

-----------------------------------------------------------------------------

That ATM that spits out only $100's -- well that's if I ask for $100 or $200 or $300. I've learned a different routine: Ask for $180 (remember to press "Other Amount" button first) - then it spits out a $100 bill and four 20's. Then I do it again (I feel guilty if someone is behind me in line). So I end up with two $100 bills and eight 20's.

I don't like the personal security implications of this.

I don't have a car, there's no other ATMs that don't charge a fee within walking distance.

On the personal security - I could do $80 at a time but too many trips to the ATM that I don't go to much anymore.

And there is no freaking way I'm going to make extra trips to the ATM just to save the store (I'm not that altruistic), or myself the swipe fee (I value my time a lot more than spending 10's of minutes to save a couple dollars).

Grocery trips are almost always over $100, and since I walk to the store a long distance, I'm not thrilled with carrying $200.

And then there's the damn change (coins) issue. If I just pay in paper currency, the coins pile up at home. If I get rid of some change, well that's an extra time-consuming step. At a fast food place, as soon as I pull out a coin purse, the cashier gets busy with another task right away.

That's my rant for tonight.

Latest Discussions»Region Forums»Minnesota»Target joins ranks of Ald...»Reply #7