Whatever car insurance you have, don't get Geico

[hlthe2b]

11. Maybe it is the way, NOW--But about 15 years ago something similar happened to me. I paid NOTHING. USAA

paid the deductible and took the responsible party's insurer to court to recoup THEIR loss.

Not saying things haven't changed--there are some things with USAA that I definitely don't like including how hard it is now to get a human on the phone--but I would not be pleased at GEICO if they had demanded me pay upfront when I was not at fault.

Then again it is apparently standard for banks to refuse to reimburse your money when you are victim to bank-issued credit card cloning--until the fraud has been fully investigated and adjudicated, yet this has happened to me twice and my CREDIT UNION IMMEDIATELY refunded me BOTH times.

Maybe I am just lucky or maybe I avoid company excuses--and it is most definitely a greedy corporate policy that Geico (and the before-mentioned banks) are hiding behind. Sorry, but that is the truth.