Whatever car insurance you have, don't get Geico

[LogDog75]

9. I have USAA Insurance

In 1999, I was in the Air Force and on the Friday before the start of the Martin Luther King weekend I headed out from Sacramento, Ca. to Montgomery, Al. for a 35-day academy. While driving through Los Angeles, I was hit by a car causing it to become interoperable and had to be towed to a repair shop. I called USAA and explained what happened and they said they'd have to have the car picked up and brought to Sacramento to determine the extent of the damage. Being it was a holiday weekend they couldn't pick up the car until Tuesday. I was able to arrange a flight to Montgomery and attended the academy. USAA handled everything over the phone. Here's what they did for me:
Picked up the storage fee for the four days it was there
Paid me for the value of the car which, by the way, was more than I paid for it
They reimbursed me for the remainder of the premium i had paid
They didn't increase my insurance rate.

I learned from an independent insurance agent that USAA is one of the best insurance companies because they don't quibble when it comes to paying claims. For them, it's cheaper to pay the claim rather than haggle or take it to court.

If you're active duty, retired military, a veteran, or one of your parents were and had USAA you can join USAA. I've been with USAA for nearly 30 years and they've never been any but helpful.