Whatever car insurance you have, don't get Geico

[EnergizedLib]

I get into an accident Sept. 6 while stopped at a stop sign and this one car didn’t make a wide enough of a turn left and got into my lane. I honk and she hits me. She says, ‘I’m so sorry, I didn’t see you.’

Her paint gets on my car and my front bumper gets messed up. Despite her husband/partner saying it’s my fault, both my company, Geico, and her company, State Farm determine I wasn’t liable.

So, State Farm emails me today saying they accept responsibility for what happens, but when I go to a body shop and drop it off for a repair, I get a call from the shop saying I’ll still owe a $1,000 deductible after my accident despite both companies determining I wasn’t at fault.

The person told me State Farm is not handling my claim, despite them saying I’m not liable, while the shop doesn’t work for Geico and they’re not part of the insurance company - so Geico and State Farm will have to go to court and State Farm might have to pay Geico and Geico will try to reimburse me the $1,000.

For someone who supposedly wasn’t liable, I sure feel treated like I am liable.