Editorials & Other Articles

moniss

(6,400 posts)

19. However the denial stats for UHC under

Mon Dec 30, 2024, 11:54 AM

Dec 30

Advantage Plans is far worse than anybody else. Also you do not need AARP membership in order to have a supplemental plan. Those plans are in fact simply a matter of who you want to pay. The premiums and the coverages are regulated and any differences between the companies will be the customer service experience of paperwork processing etc. types of things. In other words the premium for Level X coverage is the same with Physicians Mutual as it is for UHC.

AARP, which I have been a member of for many years until now, has morphed from their original incarnation and is now more of a marketing and sales organization aimed at a market segment. Their advocacy and effectiveness has been more and more spotty. People are thankfully finally beginning to "vote" with their feet and their wallet. I understand and appreciate you making the distinction about Supplement versus Advantage but you need to recognize that people leaving AARP because of their cozy relationship with UHC is not a bad thing.

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nilram

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Drop AARP now - they are a shill for UnitedHealthcare [View all] KatK Dec 30 OP

No thank-you. I am NOT on their advantage care plans, and have absolutely no issues with them. Why would I cut my JohnSJ Dec 30 #1

UHC, though, is the worst offender by a large margin. Scrivener7 Dec 30 #3

Not if you are on a Medicare Supplemental Plan. If Medicare approves a procedure or visit, they MUST cover it. It is JohnSJ Dec 30 #6

Yep Yonnie3 Dec 30 #17

Mutual of Omaha Henry203 Dec 30 #28

However the denial stats for UHC under moniss Dec 30 #19

That may be, but Advantage Plans in general are where the problem is, and going after one insurer will NOT fix the JohnSJ Dec 30 #36

However the issue is not just the insurer moniss Dec 30 #41

Almost half of seniors DownriverDem Dec 30 #30

Can't drop what I never picked up. Voltaire2 Dec 30 #2

AARP has th best denatl Henry203 Dec 30 #27

I sent them a SHAME letter about "The Donut Hole" young_at_heart Dec 30 #4

What's a better supplemental plan? Ritabert Dec 30 #5

Exactly. No supplemental plan can deny coverage if Medicare says it is covered. Advantage Plans allow the insurance JohnSJ Dec 30 #7

Good point. Ritabert Dec 30 #15

I have Physicians Mutual through Plan G QED Dec 30 #8

Thanks. I'll look into it next October Ritabert Dec 30 #13

Mutual of Omaha has the best price Henry203 Dec 30 #25

Thanks I'll check it out. UHC isn't cheap. Ritabert Dec 30 #40

USAA.com has a very good supplemental. erronis Dec 30 #12

They are all the same Henry203 Dec 30 #24

There are different plans, identified by letters. Plans with the same letters spooky3 Dec 30 #31

I did the research Henry203 Dec 30 #33

My point is that your posts that "the plans are all the same" spooky3 Dec 30 #34

Mutual of Omaha Henry203 Dec 30 #26

Supplemental plans are identical. It doesn't matter who you buy them from, Ms. Toad Dec 30 #39

What Robert Kuttner should be talking about is the problem with Medicare Advantage Plans or HMO's, because JohnSJ Dec 30 #9

And not only that! AKwannabe Dec 30 #10

AARP does delta dfental Henry203 Dec 30 #23

I had a sub... 2naSalit Dec 30 #11

I have not had any problems whatsoever with United HealthCare. milestogo Dec 30 #14

Don't have United Healthcare DownriverDem Dec 30 #16

UnitedHealth has long been known for its cruel policies. summer_in_TX Dec 30 #18

This is a known Figarosmom Dec 30 #20

I dropped AARP Linda ladeewolf Dec 30 #21

AARP also does delta dental Henry203 Dec 30 #22

In both Ohio (two years ago, 15 years ago) and Nebraska (30 years ago) Ms. Toad Dec 30 #38

United Health owns AARP Mblaze Dec 30 #29

never joined. barbtries Dec 30 #32

No thanks. We have both an AARP membership and a UHC health insurance plan through ACA. Happy kelly1mm Dec 30 #35

In every jurisdiction I've checked, their Supplemental Plan is the best available Ms. Toad Dec 30 #37