General Discussion

Chan790

(20,176 posts)

13. Right question suggests wrong approach.

Fri Dec 4, 2015, 11:36 AM

Dec 2015

You can't get insurance to cover your own criminal acts, but I can get insurance that covers me as the victim of a criminal act.

We FDIC it...spread the risk pool while focusing the cost of that risk pool onto entities that may not be beneficiaries but present the highest risk of causing payouts. (The FDIC funds used to make you whole in the case of protected losses comes out of premiums that banks are required to pay, not from the federal budget.) The more guns you buy, the more risk you impart and the more risk you impart, the more you pay into the pool.

Everybody in America gets "victim of gun-violence" insurance for free, just sign up for it; paid for by liability taxes on gun-owners at point-of-sale for guns and ammo. Ban private sales in full except through a licensed dealer who is licensed and required to collect the liability tax. Criminalize home-making of ammunition.

Now every gun owner is subsidizing the risk-pool for potential criminal acts of every other gun-owner.

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Every vehicle on the roads has a unique VIN, [View all] Nye Bevan Dec 2015 OP

Plus, each person who wishes to own a firearm should be licensed. MohRokTah Dec 2015 #1

tell me melm00se Dec 2015 #3

Tell me.... daleanime Dec 2015 #6

gee whiz melm00se Dec 2015 #9

Why? daleanime Dec 2015 #12

Auto insurance n/t LadyHawkAZ Dec 2015 #23

Not so. Captain Stern Dec 2015 #39

Inattentive driving will get you a traffic citation in my state. Snobblevitch Dec 2015 #56

In my state also. Captain Stern Dec 2015 #57

I guess you are right. Snobblevitch Dec 2015 #58

If guns are so safe, the insurance companies would be crawling all over each other to sell the -none Dec 2015 #38

Pension Benefit Guaranty Corporation? Gidney N Cloyd Dec 2015 #7

Right question suggests wrong approach. Chan790 Dec 2015 #13

There are all sorts of fraud & theft policies, also your life insurance covers you if you are The_Casual_Observer Dec 2015 #26

Insurance isn't going to do much. jeff47 Dec 2015 #4

I solved this in reply #13. Chan790 Dec 2015 #16

+1 JoePhilly Dec 2015 #29

And to take care of the firearms that are already out there, a voluntary program Squinch Dec 2015 #2

all firearms made post melm00se Dec 2015 #5

or a law that staters in order to have a firing range you have to agree to unannounced inspections saturnsring Dec 2015 #10

Meat processing plants are private property. They are routinely inspected. Squinch Dec 2015 #18

I'd be ok with registration but not this lunacy whatthehey Dec 2015 #8

Oh, dear! Someone suggested that responsible gun owners take responsibility for their guns! Squinch Dec 2015 #17

Until you invent a DNA+vital sign+personal security forcefield you are living in la-la land whatthehey Dec 2015 #21

Bank vaults are robbed, and the dollars are not used to kill people. PRisons are broken Squinch Dec 2015 #22

And this illogical nuttery is why grabbers can't pass shit for a generation and are losing ground whatthehey Dec 2015 #34

OK, you know you are being lame now, right? You can keep giving examples like broken condoms and Squinch Dec 2015 #37

"if you truly believe there is no way to ensure that your gun will not kill someone else,..." EX500rider Dec 2015 #65

I believe that I CAN guarantee that my ladder and my matches Squinch Dec 2015 #66

"there is a good chance that I could be charged with a crime" EX500rider Dec 2015 #67

Or depraved indifference. Which is what not securing your gun amounts to. Squinch Dec 2015 #68

You get 3 days to report it stolen. JoePhilly Dec 2015 #31

Not a single problem with that. Heck 3 days is too long. whatthehey Dec 2015 #35

I get called a grabber, and I don't think they can prevent all theft. JoePhilly Dec 2015 #42

You're obviously more realistic than some on this thread then whatthehey Dec 2015 #45

That seems fine. Squinch Dec 2015 #40

Not quite. -none Dec 2015 #43

Not if the sale needs to be registered on a database. Squinch Dec 2015 #46

Then the good guy gun owner can sell it to the thief, report it stolen, then walk? -none Dec 2015 #49

If the gun owner sells it to the thief and the sale is not registered on the database, and the Squinch Dec 2015 #53

It already exists Kilgore Dec 2015 #11

A big problem for advocacy of registration... Lizzie Poppet Dec 2015 #14

What you are saying is tantamount to saying, for example, that women cannot Squinch Dec 2015 #20

I find that whole idea to be exactly what has happened. truedelphi Dec 2015 #30

Well, then, the folks who are part of the NRA should get on board so confiscation doesn't happen. Squinch Dec 2015 #33

sure, and there are some radical environmentalists who would like to take away all the cars, too. Warren DeMontague Dec 2015 #64

This message was self-deleted by its author Recursion Dec 2015 #15

As some have already suggested, there are serial numbers, however the thing that is Squinch Dec 2015 #19

Not all vehicles are registered. JustABozoOnThisBus Dec 2015 #24

If you get caught with that gun off your property, it is an unregistered weapon. -none Dec 2015 #44

This already exists. MGMT Dec 2015 #25

Isn't there a gap when a private sale takes place? Renew Deal Dec 2015 #28

Yes. It's illogical not to. Renew Deal Dec 2015 #27

Every new firearm comes with a unique serial number. Since new firearms must be seld by a FFL Waldorf Dec 2015 #32

Serious question: What would that accomplish? linuxman Dec 2015 #36

With a manufacturer's ballistic record required before point of initial sale. L. Coyote Dec 2015 #41

Lol. Several states tried this, spends millions over many years Lee-Lee Dec 2015 #47

Why is that funny? demwing Dec 2015 #50

People pushing an idea that had been tried and proven a total failure Lee-Lee Dec 2015 #55

It's an emotionally charged issue, you do get that, right? demwing Dec 2015 #61

A little empathy towards those that are attempting to restrict a right? GGJohn Dec 2015 #70

Because most here have no fucking clue about firearms. GGJohn Dec 2015 #69

That program existed and was a total disaster theboss Dec 2015 #51

NY got rid of their ballistic database belcffub Dec 2015 #60

That ballistic record is useless after a couple of hundred rounds hack89 Dec 2015 #63

New York and Maryland have scrapped both their 'ballistic record' systems. X_Digger Dec 2015 #72

Did you know you can't require person barred from owning to register if they own guns? Lee-Lee Dec 2015 #48

Yay the inevitable guns - cars comparison is back! Initech Dec 2015 #52

Hell yes. We need to make sure they all get melted down. mwrguy Dec 2015 #54

In related news, the NRA moves to repeal all traffic laws. backscatter712 Dec 2015 #59

Awesome! Squinch Dec 2015 #73

Want to compare guns to cars? Ok hack89 Dec 2015 #62

Your premise is incorrect. aikoaiko Dec 2015 #71