The Bank of England is warning a financial crash is coming

[SWBTATTReg]

2. More than likely, true, for the US too...

They have removed some of the original financial protections if I'm not mistaken here in the US, and they tried to eliminate the CFPB

As of 2025, selected enforcement actions:
Zelle Peer-to-Peer Payments Lawsuit Dismissal
Initially filed in December 2024 against Early Warning Services and major banks (JPMorgan Chase, Bank of America, Wells Fargo) for allegedly failing to
prevent fraud and reimbursing victims.
Alleged consumer losses exceeded $870 million.
Dismissed with prejudice in March 2025 under Acting Director Russell Vought, permanently preventing future claims.
Capital One, National Association & Parent Company
Lawsuit filed January 14, 2025 addressing unspecified consumer protection violations.
Experian Information Solutions, Inc.
Lawsuit filed January 7, 2025 involving allegations related to consumer reporting practices.
etc.

However, I do seem to recall that they have removed or reduced the stress tests for banking institutions, that ID banks subject to adverse market conditions, not a good thing.

Another reason IMHO, is that the markets literally have been going up for it seems like forever. How long will this continue?

Another reason: The US Economy is slowing down, and other market factors are impeding the markets, e.g., tRUMP's stupid tariffs, consumers
still paying more $ for goods, and no relief seems to be coming from djt, who promised this during his campaign.