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Ms. Toad

(38,049 posts)
20. The problem isn't the availability of an appeal -
Thu Dec 4, 2025, 03:18 PM
Thursday

It is the denial in the first place.

One of those procedures in this new program is one I've had - for surgery on an extremely aggressive cancer. In my case, the tumor size doubled with 2-3 weeks. Appeals take months. I've had one take close to a year. Surgery could not proceed until all prior approvals were in place - OR - I agreed to pay for it myself. A delay of close to a year would have meant death.

Medicare has prior approval for treatments which are cosmetic in nature, but occasionally also medical. Although doctors should be able to determine with their patients what is medically necessary, it is understandable that - for example - the eyelid lift my spouse had because her eyelids were limiting her primary vision and were interfering with her peripheral vision - is also one my SIL wants for cosmetic reasons. Given the financial incentive for doctors to perform the surgery and call it medically necessary (rather than cosmetic - which would put it out of my SIL's budget), I can see wanting a second set of eyes on it. They should be real eyes, not AI eyes. But there is some actual basis for the procedures which currently require prior approval.

These new procedures are medically necessary - I didn't see any which were purely cosmetic. That, alone, makes it inappropriate as part of standard Medicare - even if the denials are done by humans. And even if there are appeals available. And even if there is a group willing to help with appeals.

Recommendations

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Kick dalton99a Thursday #1
They get paid to avoid providing care Bettie Thursday #2
Isn't it, though! (n/t) OldBaldy1701E Thursday #5
Traditional WmChris Thursday #3
Kicking with DISGUST!!!! Faux pas Thursday #4
One Goal Is Likely To Deny Coverage For Diabetes 2 And Its Related... ColoringFool Thursday #6
Jeezus. Joinfortmill Thursday #8
Any use of AI in a customer service context is to be feared. "Speak to a representative" is my answer to what I want to Martin68 Thursday #7
AI learns that there's a reward for denying coverage. SergeStorms Thursday #12
AI finds it more cost efficient to let us die faster IronLionZion Thursday #19
there is help for patients Nigrum Cattus Thursday #9
Could you please elaborate for those of us who are not inclined to readily click links? mahina Thursday #13
Wow! Thanks Nigrum Cattus! That's a great source for fighting insurance denials! BComplex Thursday #16
The problem isn't the availability of an appeal - Ms. Toad Thursday #20
Arizona is a swing state with lots of retirees IronLionZion Thursday #10
They will likely never hear about it, or understand it was REPUBLICANS who passed this BComplex Thursday #17
If they are looking for fraud and corruption instead popsdenver Thursday #11
They want us dead orangecrush Thursday #14
Who in the F*** authorized this change?? BComplex Thursday #15
Medicare has used private contractors to review claims since at least 1980. The pilot program is limited to 6 states Silent Type Thursday #18
Requiring conservative therapy is a Medicare Advantage/Insurance concept - it has no place in Standard Medicare Ms. Toad Thursday #21
Absolutly incorrect. Original Medicare has extensive coverage policies. No, the patient won't pay because it'll be Silent Type Thursday #22
Gotcha. You believe it is appropriate to force me to choose between Ms. Toad Thursday #25
How many of those services have anything to do with diagnosing or managing cancer? Plus, Silent Type Thursday #26
It was in my post - a skin graft. Ms. Toad Thursday #28
There is a new policy on skin substitutes that removes the incentive for doctors making thousands of dollars off Silent Type Friday #29
Nonsense. Ms. Toad Friday #31
None of those are life threatening conditions. Let's be honest here. No it's not fantasy that it will happen quickly Silent Type Friday #33
And just now would you know "none of those were life threatening' Ms. Toad Friday #34
Because I can read. None of those are life threatening and most are questionable efficacy. Have no problem telling Silent Type Yesterday #35
Sorry, but you don't know what those dozens of appeals related to, Ms. Toad Yesterday #36
Talking about list of procedures requiring authorization. None of those are life threatening. Silent Type Yesterday #37
Except, of course the denial of a skin graft, which delays surgery for an aggressive cancer - Ms. Toad Yesterday #38
If you read the procedures listed, it's for BIOENGINEERED skin substitutes, not skin grafts following cancer surgery. Silent Type Yesterday #39
Very specific circumstances best known and evaluated by my own doctor, Ms. Toad 14 hrs ago #40
Trump's government... LudwigPastorius Thursday #23
It's bad enough when some employee at an insurance company who is not a doctor IcyPeas Thursday #24
I love the name - WISeR. It's become a cliche to say that every pronouncement by this administration is Orwellian jls4561 Thursday #27
Crap UTUSN Friday #30
who needs a "death panel?" rampartd Friday #32
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