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Babajida

(65 posts)

140. 100% elder abuse

Reply to question everything (Reply #126)

Fri Nov 22, 2024, 02:46 PM

17 hrs ago

I'm a software engineer, used to dealing with complicated stuff on a daily basis and can't believe how ridiculously hard to navigate medicare is. I'm baffled that anyone dealing with it doesn't just throw up their hands in utter frustration. I opted for a medicare advantage plan because it was the only option I could afford while I was laid off but I keep worrying that if I ever really need it for something serious/expensive/life-threatening it will be a problem. Gods, why the hell can't we have a straight-forward single-payer system for everyone.

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The Sickest Patients Are Fleeing Private Medicare Plans--Costing Taxpayers Billions [View all] question everything Tuesday OP

THAT'S when they find out what a fucking scam it is Skittles Tuesday #1

You can warn them Hope22 Tuesday #2

"too good to be true" seems lost in the wind Skittles Tuesday #4

Just recently turned 65 Babajida Yesterday #109

um - young pup Skittles Yesterday #114

lol Babajida Yesterday #120

I agree Skittles Yesterday #121

Your primary care office cannot refuse Medicare patients Ms. Toad 21 hrs ago #132

Are they quitting or are they intentionally being kicked out? ... aggiesal Tuesday #50

either way it's more proof what a fucking scam they are Skittles Tuesday #52

I agree, but if they were kicked out, if I was running the government ... aggiesal Tuesday #53

LOL Skittles Tuesday #54

I agree with that too. It's what I would do. n/t aggiesal Tuesday #55

My wife was on Medicare Advantage plan until the end of her life at140 Tuesday #56

of course there are always the exceptions Skittles Tuesday #57

you are right about the goal of MA at140 Tuesday #60

it is odd that they do not specify in the article Skittles Tuesday #61

The first paragraph- which I snipped to keep the allowed ones -mentioned United Healthcare question everything Tuesday #71

Humana isn't much better Skittles Tuesday #72

No complains with Humana MA HMO using now for 7 years at140 Yesterday #106

yes they do make it seem nice for now Skittles Yesterday #107

A friend recently received notice that her Advantage care was being cancelled. Lonestarblue Wednesday #101

B-I-N-G-O, this is what I'm referring to. ... aggiesal Wednesday #104

She will still be covered by traditional Medicare Voltaire2 22 hrs ago #131

Yep. Medicare Advantage was great for my mom -- until she really needed it. W_HAMILTON Tuesday #62

I am sorry about that. She should have been able to switch during open enrollment question everything Tuesday #74

She could have switched, but wouldn't have been able to afford... W_HAMILTON Tuesday #82

We've had this discussion here repeatedly. Voltaire2 19 hrs ago #133

When you go back to original medicare Henry203 Wednesday #103

self deleted Babajida Yesterday #111

Medicare "Advantage" was George W. Bush's attempt to privatize Medicare. OMGWTF Tuesday #3

it's an ONGOING EFFORT Skittles Tuesday #5

That would be because he's basically a pimp. dchill Tuesday #48

Part C started in Clinton. Silent Type Tuesday #27

Exactly! surfered Tuesday #46

Another GOP grift of the public and especially their MAGA base. Jit423 Tuesday #59

This is an important article. Thanks. spooky3 Tuesday #6

not only the "free stuff" rampartd Tuesday #11

And all the admin costs, and profit for the insurer, etc. nt spooky3 Tuesday #13

i can't even fit this into "capitalism." rampartd Tuesday #15

Seniors had better be ready to push back hard if spooky3 Tuesday #16

i am a cancer survivor rampartd Tuesday #19

Hang in there! I have a relative whose care in the last two years has spooky3 Tuesday #20

i've seen the numbers paid out by medicare and my supp. blue cross rampartd Tuesday #24

Totally agree. Nt spooky3 Tuesday #28

there is NO REASON a session of chemo should cost that much Skittles Tuesday #65

And the fact that we as a country allow it to happen. spooky3 Tuesday #79

My wife has had, and survived, cancer twice DFW Tuesday #29

Wow! I hope she is ok now. nt spooky3 Tuesday #64

Amazingly, yes, she is. DFW Wednesday #87

I'm happy for her and your family. Nt spooky3 Wednesday #88

Thanks. We were extremely lucky, and never forget it. DFW Wednesday #89

Congratulations! Nt spooky3 Wednesday #90

oh my god what a beautiful family. I have had open arthritisR_US Yesterday #108

Thanks, you're very kind! And it sounds like you've been through the wringer more than most! DFW Yesterday #116

Ralph Reid was doing his shit and it was illegal but our conservative arthritisR_US Yesterday #117

I live in Germany DFW Yesterday #118

Canada? So many of us are looking at the Canadian system as an example.. question everything 23 hrs ago #124

Alberta is extremely conservative but other provinces in the arthritisR_US 15 hrs ago #142

I have advanced emphysema from a genetic condition misanthrope Wednesday #97

This message was self-deleted by its author Skittles Wednesday #85

? Skittles Wednesday #105

In economic theory it is called 'rent seeking'. Voltaire2 19 hrs ago #134

kickbacks for the people who add people to these scams Skittles Tuesday #63

Unless they are in a guarantee issue state how do they do it? Tadpole Raisin Tuesday #7

They aren't switching to another private plan; they spooky3 Tuesday #10

I know they aren't switching to another M.A. plan. That wouldn't help at all. Tadpole Raisin Tuesday #17

So your earlier post was commenting about supplemental plans? spooky3 Tuesday #18

If they were in an Advantage plan they didn't have a supplement. Tadpole Raisin Tuesday #23

If their income is low enough... littlemissmartypants Tuesday #45

True! Although when over 65 sometimes the asset test knocks you out Tadpole Raisin Tuesday #51

Already there... littlemissmartypants Tuesday #58

Sorry about that. Can the manufacturer help? They often do for expensive drugs question everything Tuesday #70

Thanks for the suggestion. There's a manufacturer discount card. ... littlemissmartypants Tuesday #83

A system that makes it normal for people to stress out over this DFW Wednesday #100

yeah, not just income, assets. Voltaire2 19 hrs ago #135

Dr Ozis gonna fix it 🙃 Deuxcents Tuesday #8

there are youtube videos with the hack Oz pimping for Advantage Skittles Tuesday #9

Social Security Advantage. The Musk/Swarmy Plan Traildogbob Tuesday #12

Once you really need care.. Macrophylla Tuesday #14

I work in Neurosurgery Horse with no Name Tuesday #32

What would you recommend? Babajida Yesterday #112

steer clear of any doctor office pimping for Advantage Skittles Yesterday #119

Agreed n/t Horse with no Name 23 hrs ago #123

I would recommend doing your homework Horse with no Name 23 hrs ago #122

There will be no more traditional Medicare mnhtnbb Tuesday #21

no Skittles Tuesday #25

You'll be wheeled into the alley behind the hospital awaiting doom. erronis Tuesday #38

That's what I mean. mnhtnbb Tuesday #39

it will all eventually be turned over to private insurance Skittles Tuesday #40

This is exactly what I think, too XanaDUer2 Wednesday #93

They're already screwed by then. If you join Advantage you will likely be locked out of traditional Medicare supplements tritsofme Tuesday #22

Hubs and I would pay 800 per month on original Medicare. And I have had excellent care... Demsrule86 Tuesday #33

What plan do you have? Babajida Yesterday #113

The concept of a plan has always been the same... Moostache Tuesday #26

Sadly, original Medicare covers only 20 days of nursing home care, after that you pay $204 or so for next 80 days. Silent Type Tuesday #30

Not all Medigap policies pay this...most folks go on Medicaid. Demsrule86 Tuesday #34

This is why we need long term insurance except they are getting so expensive question everything Tuesday #78

Unfortunately, I see no chance of nursing home coverage in next 20 years at least. Good point about those who are Silent Type Tuesday #80

This is bullshit. You can't go back to orginal Medicare after Advantage...unless you Demsrule86 Tuesday #31

You can go back to original Medicare, buy you'll pay 20% out of pocket unless you qualify for a Medigap policy, which Silent Type Tuesday #35

That is false. totodeinhere Tuesday #68

Better go read that again. 63-day window applies to the FIRST YEAR you go on MA. After that, underwriting applies Silent Type Tuesday #73

Thanks for the correction. n/t totodeinhere Tuesday #75

It's overly complicated. I don't see how anyone keeps up with it. Silent Type Tuesday #77

That is not true! Liberal In Texas Tuesday #36

If your advantage plan is canceled that may set up a special circumstance Tadpole Raisin Tuesday #66

Wall Street Journal Cirsium Tuesday #37

Switching? Jill Hanson Tuesday #41

So did I, though in some case you can IF you have a lot of money. Auggie Tuesday #42

During open enrollment as is right now question everything Tuesday #44

You can definitely go back to original/heritage Medicare. But, there is no guarantee you can get a Medigap policy, Silent Type Tuesday #76

Medicare alone (Parts A/B leaving you with a 20% copay) is a permitted switch. Ms. Toad 17 hrs ago #141

False fact upstream..... Granny Blue Tuesday #43

I think... littlemissmartypants Tuesday #47

For 2025, Medicare Advantage plans have cut benefits and raised premiums and copays, across the board dlk Tuesday #49

Kick dalton99a Tuesday #67

I'm so damn sick of this crap soandso Tuesday #69

I thought wryter2000 Tuesday #81

You can during open enrollment see 44, above question everything Tuesday #84

no you CAN go back Skittles Wednesday #86

I don't know why everyone is so worried Zorro Wednesday #91

Humana is terminating 560,000 members because they are not profitable enough dalton99a Wednesday #92

This happens with for profit companies. Their fiduciary is for their shareholders who expect them question everything Wednesday #94

With Dr. Oz sabbat hunter Wednesday #95

I don't get it. The premium for my plan is $36/month. milestogo Wednesday #96

This is how the story started question everything Wednesday #98

I'm enrolled in both milestogo Wednesday #99

GOP evil julmur Wednesday #102

Anyone here old enough to have Medicare? Babajida Yesterday #110

that's the issue Skittles Yesterday #115

There are professionals who help individuals through the labyrinth of enrolling question everything 22 hrs ago #126

Most if not all are paid a commission by the insurer dalton99a 22 hrs ago #128

Look for State Health Insurance Assistance Programs ie: SHIP CousinIT 18 hrs ago #139

100% elder abuse Babajida 17 hrs ago #140

I always assume a slick commercial indicates a weak or bad product. lindysalsagal 22 hrs ago #125

Problem is once they sign up for an advantage plan, transferring JohnSJ 22 hrs ago #127

VERY Misleading article. I'll explain why. Typical of the WSJ though, siding with private insurers CousinIT 22 hrs ago #129

You may want to read the whole story again. I have no idea where you got your conclusions question everything 19 hrs ago #136

The headline is badly written then. CousinIT 18 hrs ago #138

Neither MA or Medicare cover long term nursing home costs. Voltaire2 22 hrs ago #130

Medicare covers some stay when one is released from the hospital. Go read the original stroy question everything 19 hrs ago #137