Social Security/Tax/Pension

[GoneOffShore]

I'm an American and I live in France. I have my US Social Security paid directly to my French bank account (best exchange rate) with no Medicare PartB deduction(don't need it). I file US taxes because it's required and there's a tax treaty so I'm not taxed twice. Now, I applied for and have started receiving a UK state pension which is also being paid directly into my French account, totally bypassing my American bank. My French bank has no reporting requirement to the US government unless my account goes over 10k euros (pesky FATCA).
The UK pension service doesn't report to the US that I'm getting a pension from them. The UK did pay me 11 years worth in one sum because I didn't claim when I could have(I didn't know I was eligible) which pushed me well over the 10K euros amount in my account, plus they are paying me monthly.

Theoretically, I'm supposed to report the UK monies. Apart from the lump sum, the monthly isn't all that much. So, I'm not sure what to tell my US accountant.
Cross posted in the Lounge - https://www.democraticunderground.com/10182056668

[marybourg]

1. Are you asking permission to cheat on your taxes?

[GoneOffShore]

2. No. I'm wondering if anyone has been in this position.

For the 10 years I lived in the UK, I paid UK taxes.
I'm now in France and pay 'Fonciere' (basically city taxes) and some social charges. Because of the US/French tax treaty I am paying on US investment income. No French assets aside from an apartment.

[marybourg]

4. Why don't you just follow the law. You understand it well.

It will be a weight off your mind

[Auggie]

3. I'd ask my accountant what to do. n/t

[rich7862]

5. worried about benefits

Worried about Benefits, not to worry, along with your right to vote all will GONE!

The GOP’s Project 2025 will absolutely include any benefits for the poor and middle class. SS-gone, taxes way up, medicare-gone get the picture. Project 2025 will enhance the rich and powerful. The rest will be in servitude to what ever dictator ceases power.

[GoneOffShore]

6. Thank you - I'm fully aware of Project 2025 and that's why I'm involved with Democrats Abroad