Anyone here get travel/health insurance?

[Retired Engineer Bob]

Last edited Thu Dec 9, 2021, 02:26 PM - Edit history (1)

My mother insists we get it.

Covers all medical (up to $1 million), drugs, evacuation back to the states if needed.

We are planning two trips, 4 weeks total next year. Geoblue (Blue Cross/Blue Shield) has a policy, one year for $390. It does require a base health insurance policy.

I’m thinking it’s a good idea, if nothing else it will stop her nagging.

[elleng]

1. Sounds like a decent amount.

BC/BS is my 'supplement' to Medicare.

Haven't travelled in a while, and don't anticipating doing so (except to NJ!)

[jimfields33]

2. Definitely we do for cruises.

Paid off when my mom was airlifted off the cruise and sent to a hospital in Bahamas for a week. Cruise insurance paid the 20,000 airlift and entire hospital stay including also being airlifted to ft Lauderdale hospital (2day stay). I shutter to think what the entire bill would be if we had to pay it.

[Retired Engineer Bob]

3. Yeah, it's something purchased that we hope is not used

Dad and I used to take a one week fishing vacation in northern Ontario. We would be on the boat for the entire day and not see another soul. Paid a couple of hundred bucks to rent a satellite phone, just in case.

[jimfields33]

4. Definitely good idea. Hope you and dad had a blast.

[Retired Engineer Bob]

5. Thanks, we did. Took a yearly vacation for over 30 years.

First 5 years backpacking, the remainder fishing. Backpacking is a lot of work, and it’s hard to carry around a couple cases of beer.

[ret5hd]

7. Pro tip:

Hire one (or more) of those kids/grandkids/nephews etc as a Sherpa for the beer.

[DURHAM D]

6. They used to call these a "Go Policy".

My family always bought them.

[sinkingfeeling]

8. I always buy travel insurance. I had to use it once when my BIL died prior to our fully paid for

trip. I got back all the money we'd paid the tour company and airline. The only thing non-refundable is the cost of the insurance.

[Callalily]

9. Past trips I never bought travel insurance,

and thankfully I never needed it.

Going forward, if ever I get to travel again, I will definitely purchase travel insurance.

[Retired Engineer Bob]

10. Well I made the purchase

Edited original post to correct policy cost.