I have a question about Medicare drug plans

[Walleye]

I guess we are talking about what they call part D. I don’t have one I just have straight Medicare, so far my prescriptions have been quite reasonable with the coupon. But I have a feeling I’m going to be diagnosed with something that requires more drugs. Can a person sign up for part D drug plan any time of the year?

[IcyPeas]

1. Walleye, i have medicare A, B and D

I also use Wellcare. I'd say check that out.

Also, see the post right under your post about drug prices. It's pretty informative.

I find it all so very confusing .

[Walleye]

6. I'll check it out thank you

[XanaDUer2]

7. Its totally confusing nt

[ariadne0614]

2. Medicare.gov is a very useful resource for all things Medicare

I just ignore the Medicare Advantage stuff. Here’s one of the links to Part D info:
https://www.medicare.gov/drug-coverage-part-d/how-to-get-prescription-drug-coverage/6-tips-for-choosing-medicare-drug-coverage

[Submariner]

3. I signed up for Part A&B Medicare

but delayed for about a year signing up for part D. Because I delayed the start of Part D, I now have to pay an $11.00/month penalty for life added on to my Part D.

You may want to make sure you don’t make my error.

[brewens]

4. I did the same thing. They shouldn't have let us sign up like that without fair warning. I didn't have a drug plan

for two years. If we get any penalty at all, it should end in my case after two years.

[JustABozoOnThisBus]

8. The penalty should end after two years?

Is that documented somewhere? I thought the penalty for delay was permanent.

I hope you're right.

[brewens]

10. No. I was saying that should be the way it works. I was without a drug plan for two years so if there

was any penalty at all, I think that should be the limit.

[JustABozoOnThisBus]

11. Ah, yes, how it SHOULD work

but GWB and the repugs in Congress, along with a few paid-off Dems, passed this Pharma-driven scheme. Part D is pure crap.

[PoindexterOglethorpe]

12. When I signed up there was a lot of information

about the penalty if you delayed signing up for a drug plan. They really don't hide it.

[Walleye]

5. Too late I've been on Medicare for a while but thanks for the info

[JustABozoOnThisBus]

9. How long have you been on Medicare? Medicare should be able to tell you what the penalty will be, if any.

Even with a penalty, it may pay to get Part D when it's available to you (again, Medicare should be able to answer this).