Quick question about credit card reward points

[Beartracks]

If a credit card feature says you can "Earn 1% on all purchases" -- what does "all purchases" include: 1) ANYTHING I pay for (like utility bills, mortgage payments, gas, food, gifts, etc.); or 2) only THINGS I pay for and receive (like the gas, food, gifts, etc.)?



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[Phoenix61]

1. It's usually anything

I've paid to have the house replumbed and put it on my credit card so I'd get the points then cashed them in.

[GP6971]

2. Probaly # 2

Wish I could pay my mortgage with my card, but can't.

[Beartracks]

5. I was specifically thinking of my mortgage, actually.

At 1%, I would need to have my mortgage payment count or else the reward accumulations would be practically invisible.

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[GP6971]

7. True

although I do have the Costco Visa card and got back $356 back last year. I keep track of the purchases and pay them off monthly so I don't incur any interest charges which is annually 16.49 %.

[hedda_foil]

3. Anything you can pay for with the card.

[Beartracks]

6. Including a mortgage payment?

At 1%, I would need the mortgage or else the reward accumulation would be way minimal.

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[hedda_foil]

8. If your mortgage co!pany/bank takes credit cards for mortgage payments, sure.

[Beartracks]

9. Hmm. I've never tried it...

I could try with one of my other cards first, and see.

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[hedda_foil]

10. Just call their customer service department and ask if you can pay with a credit card.

[Beartracks]

11. Or that. I guess I could try that, too.

LOL

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[unblock]

4. Generally anything you pay for except balance transfers