Are any of you on the Oregon Health Plan or the new(er) Oregon Health Plan Bridge Plan?
My spouse (age 68), myself and our youngest daughter (23) are on OHP; my husband has Medicare/Medicaid coverage. I'm trying to wrap my head around a few things and wonder if any of you can offer me insight.
1. My spouse is looking into starting his social security benefits soon (TBD). Once that happens our household income goes up and we may/may not be eligible for OHP. But here's one of my conundrums. The OHP/OHP bridge program is for ages 19-65. So if my husband is 68, how does his social security decision impact me, or my daughter's OHP eligibility? I'm 63, so 2-years out from Medicare (assuming it even exists in two years).
2. Our daughter recently graduated from college. This will be the first year that when we do our taxes she will most likely not qualify as being a dependent (based on the fact that she was not enrolled in college in 2024 and earned more than the allowable amount...even though she lived with us rent free and we paid for 90% of her food.) So with that in mind, does our household drop down from 3 to 2 and thereby reducing our monthly maximum income eligibility requirements? She's looking for a job. When she finally does get into the work place either; she continues to qualify for OHP, she makes too much and goes into the market place or her place of employment has healthcare coverage. When all that happens, does her income affect my OHP eligibility? She'll eventually find a place of her own, once she gets her financial footing, but that could take some time. Also, she's trying to save up $$ for grad school, so who knows -- she might live with us and contribute to utilities and groceries.
I know -- I need to talk with someone about all of this -- but I thought that some of you might already be experiencing this and could offer some insight. Thanks so much!
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