As Medicare Turns 59, We Celebrate the Program's Successes and Its Future
This week 59 years ago, President Lyndon B. Johnson signed Medicare and Medicaid into law, improving access to care and advancing health and financial security for millions of Americans. As we celebrate this milestone, we pause to recognize the critical role of Medicare in the nations health care system and in the lives of its nearly 70 million enrollees, and the importance of ensuring the program is best positioned to meet current and future needs.
Medicare has long been a powerful tool to reduce injustice and inequality, and it continues to promise coverage to all who qualify. But inequities remain. Medicare Rights supports addressing disparities in ways that advance equity, justice, and access to care. This includes strengthening core health care programsMedicare, Medicaid, and the Affordable Care Actand improving the entire health care and social services landscape, including federal, state, and community-based initiatives that support these enrollees, their families, unpaid caregivers, and the health care workforce.
Within this framework, we call on policymakers to reduce barriers to care. On our helpline, we frequently hear from people with Medicare who are struggling to access and afford their earned benefits. These financial challenges, along with confusing Medicare rules and requirements, can make it difficult for people to get the care they need when they need it.
Easing eligibility for Medicares low-income assistance programs; reducing costs and Medicare Advantage (MA) overpayments; limiting beneficiary cost exposure; streamlining Medicares appeals processes; filling gaps in the Medicare benefit; and enforcing current coverage rules could make Medicare easier to navigate and afford. Stronger rules, plan oversight, and consumer protections are needed to address MA-specific barriers like inadequate provider networks; aggressive marketing; abusive utilization management; inappropriate coverage denials; and the lack of integration in Dual Eligible Special Needs Plans. To best support people with Medicare and the program, we ultimately recommend equalizing payment and coverage between MA and OM, with strong coverage rules and cost protections.
https://www.medicarerights.org/medicare-watch/2024/08/01/as-medicare-turns-59-we-celebrate-the-programs-successes-and-its-future
XanaDUer2
(13,915 posts)Just had gallbladder surgery. Had to pay a $500 facility fee. Now have to pay Dr, surgery, anesthisiologist, and leg things during surgery. Just called to see if they know yet what I'll pay, but they won't. I'm so worried. Also paying a 4300 HIDA scan
orthoclad
(4,728 posts)I pay around 100/mo for secondary insurance. It's worth it.
Don't let the worry hurt you. Hang in there.
XanaDUer2
(13,915 posts)I could probably afford a supplement that low? TIA
orthoclad
(4,728 posts)from Medicare, where they call it Medigap insurance. It has a link for finding local insurance plans
https://www.medicare.gov/health-drug-plans/medigap
BC/BS:
https://www.bcbs.com/medicare/medigap
There are a lot of options for Medigap. They keep getting more expensive, but I have found it's worth paying the gouging insurance companies. What I pay is >100, I was rounding, but it beats big hospital bills.
I avoid posting specific personal info just as general policy. I use a plan that was employment-tied.
I avoid Medicare Advantage.
XanaDUer2
(13,915 posts)Id like to see regular Medicare improved. I think the plan is get more ppl on MA, end traditional Medicare, then start cutting benefits
orthoclad
(4,728 posts)They want to treat us as cash cows. I'm sticking with regular Medicare.
I find that they're not exactly cutting benefits. They're making it harder to claim benefits. Check your paperwork and make sure the caregiver has jumped thru the hoops.
Skittles
(159,374 posts)and use the money to improve traditional medicare
XanaDUer2
(13,915 posts)I swear, MA seems to me they want a majority on it to kill traditional Medicare, then they'll start cutting benefits.
Skittles
(159,374 posts)and they ALREADY cut benefits by putting the insurance company between the patient and doctor
orthoclad
(4,728 posts)against Medicare. "Socialized Medicine Bad!"
American exceptionalism: only industrial country where health care can run you broke.
XanaDUer2
(13,915 posts)And shitty Ronald teagan doing commercials