Just some add'l information from a retired Realtor.

[Buddyzbuddy]

These signed loan documents that are being used to establish a crime has been committed are sworn truths at the time of signature. It's possible to have more than one home purchase application that states
"Owner occupant" as the intent at the time of purchase. It doesn't mean you can't make a future purchase and not have the same intent. Just not at the same time nor before you actually lived in the property. Nor is it a requirement of all signatories of the loan such as a co-signor. These are not the only exceptions just the most common reasons why one might have multiple properties with signed sworn statements for each loan.